New Conversations with Cardinal Webinar: 5 Tips for EMV Success

New Webinar: 5 Tips for EMV Success

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With Cardinal,
everybody wins.

Cardinal’s fast, secure payment authentication creates a rewarding shopping experience for all – starting with increased approvals and sales. How? Our safe, seamless approach brings together a deeper level of merchant, issuer and shopper data to reduce fraud and false declines. Why? When merchants sell more, shoppers buy more and issuers collect more. Everybody wins.

  • merchants
  • issuers

Thousands of merchants and issuers, authenticating billions of transactions a year, choose Cardinal. Why? Because we’re taking on fraud and false declines.

The final sunset of 1.0.2 for network extended countries is coming.

This October marks the end of 3DS 1.0 for all countries. When the sunset occurs, the Directory Server will no longer be able to support 3DS 1.0 transaction requests, and Cardinal will sunset 3DS 1.0 and all its features. If you received an extension, act now to ensure your transactions – and bottom line – are not affected.


Let’s get started.

Thinking about EMV® 3DS? Here’s the way to launch an authentication strategy without jeopardizing your customers’ experience.

request a demo

Let’s talk numbers.

You like your privacy and we protect our clients privacy as well. But, here’s what we can tell you…


~900M authenticated transactions representing $225B of purchase volume

2.5 billion

transactions for $275B purchase volume


BINs issued from 263 countries and acquired in 85 countries with 35K merchants.


unique PANs authenticated across our network


unique Merchant ID/ Acquirer ID combinations

News + trends

The latest stuff

  • Industry News

    How to prepare now for an early, double-digit growth ecommerce season

    It’s halfway to the most wonderful time of the year! With the season starting earlier – and double-digit ecommerce growth expected – now’s the time to dot your i’s and cross your t’s so don’t miss out on your slice of the pie.

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  • Industry News

    Optimize EMV 3DS with Method URL

    One of the best things you can do to get the full benefits of authentication is to optimize EMV® 3-D Secure to its fullest. This means providing priority data elements in an authentication request, invoking Method URL, and allowing it to complete collection of device data.

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  • Industry News

    Understanding ECI values – An important step in your authentication strategy

    The Electronic Commerce Indicator (ECI) is a value returned by the Directory Server and ACS indicating the outcome of authentication requested on transactions for EMV® 3-D Secure.

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  • Industry News

    March 14 and what it means to European merchants

    As of March 14, 2020, Visa is mandating issuers in the European Economic Area (EEA) need to be live with EMV® 3DS v2.1.

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  • Industry News

    Take charge of your chargebacks with EMV 3-D Secure

    The dreaded chargeback. You’ve just come off a successful holiday season and the chargebacks start rolling in.

    read more
  • Industry News

    False Declines

    For the ecommerce merchant, they can be a never-ending source of frustration.

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  • Industry News

    Apple Discontinues UIWebview

    Apple Discontinues UIWebview for iOS – As of December 31, UIWebView Will not Work

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  • Industry News

    An IoT revolution is coming. Cardinal SDK is ready for the challenge

    All indications point toward an IoT revolution by 2025. According to Juniper Research, it is predicted that transactions on personal devices will increase by more than 400 billion in the next five years. Total transaction value from personal devices will likely double to $12 trillion.

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  • Industry News

    Cardinal Mobile SDK and the changing digital landscape

    With the rapidly changing world of COVID-19, the shift to digital and connected devices has never been more important

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  • Industry News

    The Sunset of 3DS 1.0.2

    October 2022 will mark the second and final phase of the sunset of 3DS 1.0.2.

    read more