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Recent posts

  • Industry News

    How to prepare now for an early, double-digit growth ecommerce season

    It’s halfway to the most wonderful time of the year! With the season starting earlier – and double-digit ecommerce growth expected – now’s the time to dot your i’s and cross your t’s so don’t miss out on your slice of the pie.

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  • Industry News

    Optimize EMV 3DS with Method URL

    One of the best things you can do to get the full benefits of authentication is to optimize EMV® 3-D Secure to its fullest. This means providing priority data elements in an authentication request, invoking Method URL, and allowing it to complete collection of device data.

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  • Industry News

    Understanding ECI values – An important step in your authentication strategy

    The Electronic Commerce Indicator (ECI) is a value returned by the Directory Server and ACS indicating the outcome of authentication requested on transactions for EMV® 3-D Secure.

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  • Industry News

    March 14 and what it means to European merchants

    As of March 14, 2020, Visa is mandating issuers in the European Economic Area (EEA) need to be live with EMV® 3DS v2.1.

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  • Industry News

    Take charge of your chargebacks with EMV 3-D Secure

    The dreaded chargeback. You’ve just come off a successful holiday season and the chargebacks start rolling in.

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  • Industry News

    False Declines

    For the ecommerce merchant, they can be a never-ending source of frustration.

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  • Industry News

    Apple Discontinues UIWebview

    Apple Discontinues UIWebview for iOS – As of December 31, UIWebView Will not Work

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  • Industry News

    An IoT revolution is coming. Cardinal SDK is ready for the challenge

    All indications point toward an IoT revolution by 2025. According to Juniper Research, it is predicted that transactions on personal devices will increase by more than 400 billion in the next five years. Total transaction value from personal devices will likely double to $12 trillion.

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  • Industry News

    Cardinal Mobile SDK and the changing digital landscape

    With the rapidly changing world of COVID-19, the shift to digital and connected devices has never been more important

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  • Industry News

    The Sunset of 3DS 1.0.2

    October 2022 will mark the second and final phase of the sunset of 3DS 1.0.2.

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Case Studies

EMV® 3-D Secure – It’s not your main business, it’s ours.

There’s more than meets the eye when it comes to building your own EMV 3DS solution versus implementing a commercially-available solution.

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Case Studies

Cardinal Industry Benchmarks: Entertainment and Ticketing

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the entertainment and ticketing industry.

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Case Studies

Cardinal Industry Benchmarks: Public Transportation

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the public transportation industry.

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Case Studies

Cardinal Industry Benchmarks: Sporting Goods

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the sporting goods industry.

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Case Studies

Cardinal Industry Benchmarks: Luxury Goods

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the luxury goods industry.

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Case Studies

Cardinal Industry Benchmarks: Jewelry

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the jewelry industry.

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Case Studies

Cardinal Industry Benchmarks: Computer and Software

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the computer and software industry.

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Case Studies

Cardinal Industry Benchmarks: Department Stores

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the department store indsutry.

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Case Studies

Cardinal Industry Benchmarks: Clothing and Footwear

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the clothing and footwear industry.

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Resources

Payments glossary

eCommerce concepts defined: an A‑Z reference guide for industry terms.

Industry benchmarks

Learn how 3‑D Secure can lead to higher authorization rates and help remove fraud. Download these free industry benchmark studies to see how 3‑D Secure impacts different verticals.

FAQs

Our consumer authentication experts offer answers to our users’ most Frequently Asked Questions.

More Resources

EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC