New Case Study: A U.S. Issuer’s Experience with Visa’s IDX Solution

New Case Study: Visa’s IDX Solution

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Recent posts

  • Case Studies

    An Australian Issuer’s Journey from SMS OTP-Only to Risk-Based Authentication Using VCAS

    Do you want to reduce fraud, challenges and cart abandonment in your online transactions? See how this Australian issuer accomplished that by incorporating Risk-Based Authentication.

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  • Case Studies

    Risk-Based Authentication: How a Peruvian issuer reduced ecommerce friction for their cardholders

    See how a Peruvian issuer used risk-based authentication for their digital transactions, resulting in fewer challenges while keeping their fraud rate at an acceptable level.

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  • Case Studies

    A U.S. Issuer’s Experience with Visa’s IDX Solution

    See how a large US issuer incorporated authentication data into their authorization flow with Visa’s Intelligent Data Exchange, resulting in more authorizations and less fraud and false positives.

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  • Industry News

    The Sunset of EMV 3DS 2.1

    EMV® 3DS 2.1 is being sunset by Visa, Mastercard, American Express, Discover, and JCB in 2024. Once the sunset happens, merchants, acquirers, and issuers will not be able to authenticate EMV 3DS 2.1
    transactions through these networks.

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  • Industry News

    Up with approvals, down with fraud

    With Cardinal Consumer Authentication (CCA), merchants can experience an increase in approvals and decrease in fraud, while helping to deliver a better customer experience.

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  • Industry News

    How to prepare now for an early, double-digit growth ecommerce season

    It’s halfway to the most wonderful time of the year! With the season starting earlier – and double-digit ecommerce growth expected – now’s the time to dot your i’s and cross your t’s so don’t miss out on your slice of the pie.

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  • Industry News

    Optimize EMV 3DS with Method URL

    One of the best things you can do to get the full benefits of authentication is to optimize EMV® 3-D Secure to its fullest. This means providing priority data elements in an authentication request, invoking Method URL, and allowing it to complete collection of device data.

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  • Industry News

    Understanding ECI values – An important step in your authentication strategy

    The Electronic Commerce Indicator (ECI) is a value returned by the Directory Server and ACS indicating the outcome of authentication requested on transactions for EMV® 3-D Secure.

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  • Industry News

    March 14 and what it means to European merchants

    As of March 14, 2020, Visa is mandating issuers in the European Economic Area (EEA) need to be live with EMV® 3DS v2.1.

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  • Industry News

    Take charge of your chargebacks with EMV 3-D Secure

    The dreaded chargeback. You’ve just come off a successful holiday season and the chargebacks start rolling in.

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Mandates

PSD2 SCA Dates and Solutions

Find out why now’s the time to tackle PSD2 SCA head on to meet the upcoming 12.31.20 deadline – and how we can help.

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Mandates

Why Now?

PSD2 SCA will change the payments industry in the European Economic Area (EEA) for a long time to come. It’s important to understand not only what is happening, but more importantly, why you should update to EMV 3-D Secure as soon as possible.

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Mandates

SCA in PSD2

The 2nd Payment Services Directive (PSD2) was established by the European Banking Authority (EBA) to drive payment innovation and data security by reducing competitive barriers, mandating new security processes and encouraging standardized technology.

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Mandates

PSD2 Action Plan for Online Merchants

Your free step-by-step guide to understanding PSD2, how it will affect your business, and the required steps you need to take to ensure your online business is SCA ready.

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Mandates

Key dates for EMV® 3-D Secure – Here’s the what and the when

The time to act is now, for everyone’s sake. Merchants, issuers and shoppers. Prepare your online business by implementing a PSD2 SCA solution.

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Mandates

Is your shopping cart ready for PSD2 SCA?

Authentication is core to payment processing in Europe, so if your digital transactions are not authenticated, you will be expected to implement a solution before your business is impacted.

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Mandates

What’s new and now: UK extends deadline for SCA compliance

According to the Financial Conduct Authority (FCA), the deadline for enforcing PSD2 SCA requirements in the UK will now be extended six months from September 14, 2021 to March 14, 2022.

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Resources

Payments glossary

eCommerce concepts defined: an A‑Z reference guide for industry terms.

Industry benchmarks

Learn how 3‑D Secure can lead to higher authorization rates and help remove fraud. Download these free industry benchmark studies to see how 3‑D Secure impacts different verticals.

FAQs

Our consumer authentication experts offer answers to our users’ most Frequently Asked Questions.

More Resources

EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC